Deciding to Buy
Purchasing a property is most likely the biggest financial decision you will ever make. Whether this is your first purchase or you are an experienced buyer, this decision must be made carefully.
Why Do You Want To Buy?
Are you tired of paying rent? Have you decided to pay your own mortgage and not your landlord’s? Have you outgrown your current home? Are you looking for an investment portfolio? Are you looking for a rental property? Would you like a larger yard? Would you rather live in a different area? Do you want to shorten your commute? Having a clear sense of your reasons for buying will help you choose the right property.
Has Your Income Grown?
Property ownership is an excellent investment; whether you are looking for your dream home, a rental property, or to expand your investment portfolio. Owning real estate is one of the least risky ways to build equity or to obtain a greater return on your initial investment.
As long-term relationships go choosing the right Realtor should probably be higher on the list than it is. Think about it, your realtor is your guide through the largest purchases in your life. How can that be left to chance? Often, Realtors are recommended by...
How much can I spend on my new house? What you can afford to spend and what you might be able to buy may or may not match up. We’ve all heard the term “house poor”. That’s not really a fun place to be. Goodness knows we’ve all gotten used to staying home all the time,...
Let’s begin the odyssey of obtaining a mortgage with a history lesson. Before the economy tanked in 2008-2009, getting a mortgage was no sweat. Lenders later got in hot water for pushing loans on people with poor credit. It turned out rather badly. The repercussions...